Compare cover for the people who depend on you.
Family & health in Jamaica
Joanson Baptiste James helps you understand and compare options from multiple insurers across Jamaica. We explain benefits, exclusions and costs so you can choose with confidence.
Life Insurance
Plan for the people who depend on your income.
Compare your options →
Health
Understand what a health policy would cover.
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Critical Illness
Prepare questions about a serious illness.
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Personal Accident
Understand the financial impact of an accident.
Compare your options →What would your family need?
Start with household expenses, debts, education and the people who depend on you. This tool uses your own figures to help prepare for a conversation.
Family cover planning tool
Use your own household figures to explore a possible gap. All amounts are in Jamaican dollars (JMD).
Enter your monthly family expenses and a planning period of up to 100 years. Leave optional amounts blank if they do not apply.
Assumptions: Living costs plus debts and other needs, less available savings and existing cover. Blank optional fields count as zero. This simple illustration excludes inflation, investment growth and policy terms. It is not a quote, eligibility decision or personalised recommendation.
Questions about critical illness cover
Start with the policy wording. Benefits and eligibility depend on the specific contract.
- Which conditions are covered, and how does the policy define them?
- Are there waiting periods, survival periods or exclusions?
- What would you need for treatment, time away from work and household expenses?
- How does this fit with any health or life cover you already have?
Treatment costs vary. Ask your healthcare provider for a current estimate before entering a cost into a plan.